Car Accidents

Car accidents happen in a split second — but what you do in the moments and days afterward can make a big difference for your health, safety, and legal rights. If you’ve been involved in a car accident in Florida, here are the key steps you should take right away. Ensure Safety First If your…

Uninsured motorist coverage is a type of insurance product you purchase that provides coverage to you when someone without insurance causes an accident to you. Suppose you are hurt in a car accident and the other driver lacks insurance, but your losses exceed your personal injury protection (PIP) coverage. In that case, uninsured motorist coverage…

Florida is a no-fault state for car insurance, which means that every driver must carry personal injury protection (PIP) coverage. That coverage pays for your damages up to the value you have purchased, which typically is a minimum of $10,000. It does not matter who caused the accident. However, there are limits, and often the…

Car repairs are a pressing concern after a car accident in St. Petersburg, Florida. You will need to get repair estimates and hire a mechanic to do the work. While you are legally allowed to choose your own mechanic, insurance companies may prefer or incentivize you to use one of theirs instead. The decision you…

Car accidents and subsequent repairs can cause your vehicle to lose its value. The decreased value of your vehicle can affect your ability to sell or trade it in, furthering your losses. When this happens, you may be eligible to file a diminished value claim in Florida if the other driver was at fault and…

Car accidents with significant force or just the right angle can lead to a devastating outcome. If your car suffers substantial damage, you can expect the insurance company to total it. That means the insurance company does not believe it is financially feasible to repair the car and instead wants to pay to replace it….

When you are in a car accident, and it is not your fault, you need to deal with the legalities of getting compensation for your losses. Yet, in the immediate aftermath of the accident, you need a way to drive yourself to and from work, school, or other obligations. If your vehicle is totaled or…

Understanding exactly how much you may recover through a vehicle accident settlement in Florida is challenging. The reality is that no two car accident claims are exactly alike, as there are a multitude of factors that can affect the course of the case. Here, we want to review a few things you should be aware…

Florida is a no-fault insurance state, which differs from how most other states across the country handle auto insurance. If you are a Floridian, you’re likely already fairly familiar with the no-fault insurance system. If you’re not from here or if you’re thinking about moving here and are curious about the minimum car insurance requirements…

If you are a regular driver in and around the St. Petersburg area in Florida, you probably already have an idea of which roads and intersections you think are the most dangerous. Chances are, the roads are intersections you have in mind are probably on our list somewhere below. As we review some of the…